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Below is a list of Frequently Asked Questions with additional information about Princeton Mortgage and our Effortless Mortgage™ process. 

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Frequently Asked Questions

Who is Princeton Mortgage? 

Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers, and are on a mission to connect 50,000 people per year with the Effortless Mortgage™ by 2028. 

Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old multi-faceted real estate brokerage, investment, and insurance company. We are positioned as a well-capitalized banker that is debt free and is creating dynamic new opportunities within our industry. We are stewards of a legacy that took over 100 years to build.

Our funded volume has increased by 631% since 2018 and we’ve out-performed average industry growth by 552%. Inc. Magazine even named Princeton one of the fastest-growing companies in 2020.


What is the advantage of applying for a Princeton Mortgage loan by being a part of the Soccer Shots network? 


By being an employee or family of Soccer Shots, you can save an average of up to $14,643* over the first seven years of your home loan. We provide these savings with giving you the advantage of a lower rate--exclusive for Soccer Shots families! 


See more details on the long-term savings here.


What products does Princeton Mortgage offer?

  • Fixed Rate:

    • Conventional Conforming

    • Super-conforming

    • Conforming ARMS

    • Fixed ARMS


  • Conforming specialty products:

    • Fannie Home Ready

    • FHLMC Home One

    • Home Possible

    • Down payment assistance programs

  • Government:

    • FHA​​

    • VA

    • USDA


  • Full array of Jumbo investors and products


  • Non-QM


 *Renovation and Reverse Loans coming soon (2021).

What states is Princeton Mortgage licensed in?

Princeton Mortgage is currently licensed in Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Illinois, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and Wisconsin, with plans to expand nationally. 

How good is Princeton Mortgage's customer service?

We’re ranked in the top 1% of customer service with an average NPS score of 91. We strive to provide the Effortless Mortgage™, and back this by the Princeton Promise. 

What is the Princeton Promise?

The Princeton Promise is our guarantee to provide $1,000 back at closing if you are unhappy with our service. No strings attached. 

We use this as a catalytic mechanism to make sure we uphold our brand promise. Now, less than 1% of customers request the Princeton Promise.

How quickly does Princeton Mortgage close loans?

According to Ellie Mae Insights, we consistently close loans 60% faster than the industry average for refinances and 30% faster than the industry average for purchases. #Effortless.


Turn times as of March 19, 2021:

  • Initial Disclosures: 3 hours

  • Initial UW Purchases: 24 hours

  • Initial UW Locked Refinances: 24 hours

  • UW Conditions: 24 hours

Why should I choose Princeton Mortgage over another lender?


By working with Princeton Mortgage, you’ll work with one of our top loan officers that we’ve dedicated for the Soccer Shots network. Along with competitive industry rates and the special discount for Soccer Shots families, our customers receive personable, around-the-clock assistance. As opposed to working with a bigger company where you may just be a number within the system, our team’s goal is to build a relationship with our customers to build trust and provide the best possible service. 


How do I get started with a loan?

Once we receive your application, our dedicated loan specialist will be in touch immediately to discuss your goals and provide you with options. 



Any addition questions?
Give us a call at 844-729-2455 to speak with a loan specialist or fill out the form below.

All the Fine Print

*The estimated savings for Soccer Shots Families is calculated over a 7-year period utilizing the following loan scenario and includes both interest and fees savings: home purchase in the state of New Jersey using an FHA loan with a Loan-To-Value of 96.5%, Loan Amount= $350,000, Payment of $1,405.78, Interest Rate= 2.625%, Single Family, Primary Residence, FICO= 650, Term= 30yr. APR=3.30%, average savings is $14,643. PAYMENT DOES NOT include taxes or insurance which are required and will make the monthly payment higher. SAVINGS ESTIMATE DOES NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees in which the lender does not profit and are passed directly through to the borrower. All fees are detailed in the Loan Estimate. Individual savings may vary based on credit score, Loan-To-Value, location, and loan amount, and is subject to loan requirements underwriting and approval. This offer cannot be retroactively applied to previously closed loans or loans that were already in process earlier than January 1st, 2021. Offer expires December 31, 2021, at 11:59 p.m. ET. Marketing Approval: January 2021.


Borrower must mention Soccer Shots at time of application or apply through the dedicated application link or telephone number. Princeton Mortgage is an Equal Opportunity Lender. For licensing information visit nmls.consumeraccess.org or princetonmortgage.com/legal.